"After one year of setup," Bednarski told me, "we debuted our line at the January '95 CES. You know, Victor and I came out of Hewlett-Packard, a real pay-as-you-go company. And that's how it is here at BAT—no outside financing, no debt, and, I'm happy to say, a loyal and growing customer base." BAT is one of the few high-end companies that can claim a genuine…