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It's pretty easy to do when you barter for the rest of you equipment!
The rule of thumb has historically been to spend more on your speakers than on the rest of your equipment. But audiophiles have found that every part of a system requires attention. Where have you ended up?
My first high-end product was the speakers, Apogee Centaur Minors, which i used with mass market components until i could afford Krells. Guess what? i have always been happy with them, through all the upgrades, just got better! Now, they are probably the "weakest link", but, maybe not for my small room, not anxious to exchange them yet!
Although I understand the importance of the front-end (garbage in garbage out) my system is currently weighted toward the back-end. This was not planed, it's just how the upgrade path has taken me so far. Now I can clearly see the differences between front-ends which before had eluded me. This has been both a blessing and a curse because now I can't rest with my current front-end but I'm thankful that there are still higher sonic peaks to strive for in this hobby/quest.
Unfortunately, it seems like my speakers are the last part to catch up to my Class A system. It seems to me that it is probably that way for many people, as one buys awesome speakers only when you have the appropriate source material to play through them. They say that a system is only as good as its weakest link, so it made sense to me to concentrate on every piece from the source to the speakers before I concentrated on the final production. Now I feel like I am ready to play with the rest of you big boys!
My system is ridiculously underfunded, so my first thought is that it may not be representative. However, in the massive upgrade that I carry around in my head at all times, the ratio is about the same: 30%. If I were to mentally tinker with the envisaged system, the ratio probably would approach 20% as I thought of more and more accessories to buy. The speaker-cost-to-total-cost ratio is an interesting number. It seems to be our vote as to the relative contribution of the speaker to the overall sound. It is maximizing the utility of each component within a given total budget constraint, as the economists say.
If I had my druthers I would not have invested nearly as much in the speaker and a whole lot more into the source. Stupid me, I guess. Instead of wisely buying good sound, I, like an idiot, went for really loud. Now I am really disapointed with the results. If only . . . Now I have NO money for further upgrades. ;-(
My answer of 20% or less is misleading, I spent $550 in 1972 for my speakers. They have out lasted my electronics, I have replaced everthing in the past year except the speakers. They still sound better now with new electronics. They are Bose 901's.
About 20%. The only items that I've purchased new have been my phono cartridge, cables, and speakers (Paradigm Reference Studio 60s, which you should review!). I was able to purchase $7000 worth of gear (amp, preamp, turntable, CD player) for less than $3000 by buying used equipment. Still, the speakers are probably my most modest component, both performance- and price-wise (at $1100 list). However, they were not a price-driven purchase; they do many things very right, and represent an outstanding value. They are my first "high-end" speakers, in system Ver.1.0.